What Are My Rights Under the FCRA?
What are my rights under the FCRA?
Whenever a credit report is pulled or a credit check conducted, you as a consumer have the right to be told what information is included, whether it has been used to deny an application for a loan or a job, and to dispute anything you know to be false. As a consumer, you are also guaranteed a reasonable expectation of privacy under the FCRA. The FCRA also oversees background checks conducted pursuant to employment applications or for things like apartment rentals and volunteer opportunities.