Select Page

Banking / Finance

Employment Background Investigations

BANKING / FINANCE

Financial Institutions of all types undergo excessive scrutiny to ensure that due-diligence is met. Why take chances when it comes to your background investigation process? From pre-employment to specialized investigations for licensing and due-diligence, Alliance is your one stop solution for comprehensive risk mitigation. Aside from routine background investigations for pre-and post-employment, we can also assist any firm that is tasked with becoming compliant with background investigations for Financial Services Departments in any state.

While there are many examples of typical licensing requirements, agencies seeking Foreign Currency Exchange often require a detailed banking background investigation. Banking background investigations are critical to make sure the money services business is properly monitoring transactions to deter money laundering, terrorist funding, or financial crimes from occurring. If you need a thorough banking background investigation, Alliance Risk Group knows the subtle differences in different state background report certification checklists. Contact us for all your banking/finance background investigation needs.

Social Security and Address History Search

This search is ideal to confirm, identify and determine all areas where an applicant may have resided. The Social Security and Address History Search is conducted by running the applicant’s social security number through a series of databases, which will populate a list of previous residences in which the applicant has lived. This data is compiled from applicants’ utility bills, credit / loan applications, and other third-party data sources.  Any alias or maiden names previously reported or possibly used by the applicant will also appear in this search.

Why is the Social Security and Address History Search So Important?

  • It is the building block of every background investigation!
  • Verifies the validity of the social security number and issue date
  • Provides a list of names and aliases used
  • Provides a list of addresses reported and associated with the applicant

For a more exhaustive Social Security Search, consider our Consent-Based Social Security Verification (CBSV).

CBSV is a more robust search that helps uncover the integrity of a social security number, protects against synthetic name fraud and exposes Credit Profile Number schemes. The definition of a Credit Profile Number is any 9-digit number that can be used for credit purposes.

A CBSV Search…

  • Verifies an applicant’s name, Social Security Number (SSN), Date of Birth (DOB, and Death Indicator
  • Offers real-time online verification
  • Provides accurate date and regulatory compliance
  • Gives absolute validation of personal identifiers

SSN Randomization and Other Ramifications

As many of the children issued Social Security Numbers since 1989 come of age and apply for jobs, loans, and colleges, etc., they are finding out their identities have been stolen and their credit has been compromised! In an effort to thwart thieves’ efforts at guessing the numbers, the Social Security Administration has initiated SSN Randomization as of June 25, 2011. Since 1936, the 9-digit number consisted of a 3-digit area number, followed by a 2-digit group number, and ending with a 4-digit serial number. Since 1972, the SSA has issued Social Security cards centrally with the area number reflecting the state, as determined by the zip code in the mailing address of the application. Among other changes, the SSN randomization assignment has eliminated the geographical significance of the first three digits of the SSN, by no longer allocating the area numbers for assignment to individuals in specific states. The purpose is to protect the integrity and extend the longevity of the nine-digit SSN nationwide.

Vigilance and Due-Diligence is Key/Consent-Based SSN Verification

Even with the Randomization process in place, there is no telling how many actual SSN’s have been stolen and are circulating out there. Consent Based SSN Verification (CBSV) is a Social Security Administration service that provides our clients with direct and instant access to the SSA Master File and Death Index verifying Name, SSN, Date of Birth, Gender, and Death Indicator. CBSV ensures 100% accuracy of data elements, regulatory compliance, and protection against synthetic name fraud. CBSV requires signed consent of the Applicant/SSN holder on SSA-89 and can only be used for the specific business purpose designated on the SSA-89. CBSV provides real-time verification and handles large volume requests. Each CBSV request is returned with an instantaneous “Successful”, “Unsuccessful”, or “Deceased” result. The SSA plans to launch Electronic CBSV (eCBSV) which allows E-Signature. Click here to access Form SSA-89 (12-2020) Authorization for SSA to Release SSN Verification.

For more information about Social Security & Address History Search or Consent Based SSN Verification, call 800-579-2911.

Why Choose Alliance Risk Group for your Background Investigations?

The Alliance Risk Group Background Investigation team are FCRA compliance experts. We inspire confidence by providing actionable intelligence, detailed timely communication and on-time performance. Alliance Risk Group is a SHRM Recertification Provider recognized to offer Professional Development Credits (PDCs) for the SHRM-CP® or SHRM-SCP®. Mario Pecoraro is a thought-leader, author of two books and has published many articles and blogs. He is an industry expert who has been featured in national print and broadcast media. Learn more here: https://allianceriskgroup.com/about-2/thought-leadership/

Statewide Criminal Search

A Statewide Criminal Search involves a search for felonies and misdemeanors throughout an entire state and generally includes all counties, cities, towns, or villages reporting to the state repository.  A common misconception in the industry is that this search must be coupled with a Countywide Criminal Search, however, if your provider can verify that all appropriate jurisdictions are in fact reporting their data to the state repository, a countywide search is not always necessary. There are also some alternate source data providers that offer an “equivalent” to a statewide search, however, there is no alternative to proper statewide due diligence.  In states that do not offer a Statewide Criminal Search, it is advisable to perform a county or lower-level court search in all areas where the person has maintained an employment or address history. (See below for more information on Countywide Criminal Search.)

The Pros and Cons of Statewide Criminal Search

  • PROS
    • The Statewide Criminal Search generally includes felony and misdemeanor records throughout the entire state.
    • This search is comprehensive, including many jurisdictions and several towns and villages.
    • The Statewide Criminal Search eliminates the need to search counties because it covers ALL jurisdictions within most states, however, there are some exceptions.
  • CONS
    • The Statewide Criminal Search includes statutory fees that vary and at times may be costly. For a list of Statewide Criminal Conviction Research Statutory Fees, click HERE.
    • Several states do not offer a Statewide Criminal Search. In cases where the Statewide Criminal Search is not available, at a minimum, a countywide search should be performed in areas where the person has resided or has maintained prior employment.
    • Some smaller towns/jurisdictions do not report to the State.

Local Crime & Countywide Criminal Search

Local Crime

When a local crime is committed, a search in city, town or village courts can be difficult because it includes misdemeanor records only and you have to know the precise town or village where the crime occurred. Searching every city, town, and village court to check for misdemeanor records is not feasible or efficient due to the sheer volume of jurisdictions involved.  As mentioned above, a Statewide Criminal Search is a more comprehensive alternative but not all states provide this search and in some that do, not all counties report to the state repository of criminal records.

Countywide Criminal Search

An alternative to searching city, town, or village courts for local crime records is the Countywide Criminal Search. The Countywide Criminal Search includes felony records but not misdemeanor records (in most jurisdictions) in the county selected, which is usually based on area of residency.  However, it is a good idea to conduct this search in any region where an applicant has resided, worked, or received an education. A Countywide Criminal Search is fairly inexpensive with a turnaround time of three business days or less and is sometimes available online via direct court access. The drawback with a Countywide Criminal Search is that it usually limits research to an assumed area, as well as an assumed criminal charge (felony) for a possible crime. When conducting a Countywide Criminal Search, it should be supplemented with other criminal searches including a Federal Criminal Search and a National (Multi-State) Criminal Search. Alternatively, if budget allows, we recommend substituting a Countywide Search with a Statewide Criminal Search.

For more information about the Statewide Criminal Search, call 800-579-2911.

Why Choose Alliance Risk Group for your Background Investigations?

The Alliance Risk Group Background Investigation team are FCRA compliance experts. We inspire confidence by providing actionable intelligence, detailed timely communication and on-time performance. Alliance Risk Group is a SHRM Recertification Provider recognized to offer Professional Development Credits (PDCs) for the SHRM-CP® or SHRM-SCP®. Mario Pecoraro is a thought-leader, author of two books and has published many articles and blogs. He is an industry expert who has been featured in national print and broadcast media. Learn more here: https://allianceriskgroup.com/about-2/thought-leadership/

Federal Criminal Search

National and Federal Criminal Background Investigation searches are important to conduct before making a hiring decision and in some positions, as part of post-hire investigations. Many HR and hiring professionals have the false belief that a National Criminal Background search is the same as a Federal Criminal Background search because of the reference to it being a search encompassing the entire country, but they are two very different types of searches.

Federal Criminal Background Investigation (Included in All Recommended Packages)
A Federal Criminal Background Investigation includes a search of federal crimes committed against the United States that are prosecuted by US attorneys in federal courts. Examples of federal crimes include bank robbery, drug trafficking, embezzlement, money laundering, credit card fraud, crimes that cross state lines, and crimes that occur on federal property, such as a military base. The Federal Criminal Background Investigation includes a search of misdemeanors, (minor crimes punishable by fine or confinement in other than prison such as local jail or county correctional facility) and felonies (a serious crime that is punishable by more than one year of imprisonment up to death by execution.) Be aware that when conducting a Federal Criminal Background Investigation, it is limited in that it is based upon the jurisdiction of residency.  Alliance Risk Group recommends this search for certain high-level job applications where white-collar crimes should be screened.

For more information about Federal Criminal Background Investigations, call 800-579-2911.

Why Choose Alliance Risk Group for your Background Investigations?

The Alliance Risk Group Background Investigation team are FCRA compliance experts. We inspire confidence by providing actionable intelligence, detailed timely communication and on-time performance. Alliance Risk Group is a SHRM Recertification Provider recognized to offer Professional Development Credits (PDCs) for the SHRM-CP® or SHRM-SCP®. Mario Pecoraro is a thought-leader, author of two books and has published many articles and blogs. He is an industry expert who has been featured in national print and broadcast media. Learn more here: https://allianceriskgroup.com/about-2/thought-leadership/

Overwatch Continuous Criminal Monitoring
  •  Monitors and alerts employers of on-going employee arrest and criminal activity in real time
  •  Fills in the gaps between pre-employment and periodic post-employment background investigations
  •  Customizable subscription service that accesses the largest jail booking database in the country
  •  Ongoing employee criminal status changes allows employers to take action sooner to protect your company from risk!

Have your existing employees been arrested, charged, or booked for a crime post hire? Mitigate risk, maintain a safe work environment, and avoid lawsuits with Overwatch Continuous Criminal Monitoring. Overwatch is a solution that can proactively alert you to criminal activity post hire and on an ongoing basis among your existing workforce including embezzlement, theft, assault and more. According to some studies, nearly 12% of an employers’ workforce may be arrested, in some cases repeatedly, within the next five years. In many industries, that statistic is just too dangerous to overlook. In addition to pre-hire background screening, potential criminal activity should be monitored throughout the course of employment.

Why Continuous Criminal Monitoring is important…

  • 96% of employers conduct background screening
  • 89% of employers never rescreen after the initial check

Overwatch Continuous Criminal Monitoring alerts employers of ongoing employee arrest and criminal activity in real time. It fills in the gaps between pre-employment and periodic post-employment background investigations. It is a customizable subscription service that accesses the largest jail booking database in the country. Overwatch Continuous Criminal Monitoring includes ongoing employee criminal status changes that allows employers to act sooner to protect your company from risk.

Organizations can reduce workforce risk and provide a safer environment with this post-hire service set up to either monitor certain segments of the workforce or by the seriousness of the crime.

Overwatch Continuous Criminal Monitoring complements current screening and rescreening programs. Alliance Risk Group will provide FCRA compliant reports giving you the peace of mind that comes with knowing your workforce customers and reputation are safe.

Based on a simple monthly subscription, pricing depends on the number of individuals being monitored. Relevant key industries that benefit from Overwatch Continuous Criminal Monitoring include:

  • Healthcare
    • Medical Offices
    • Hospitals
    • MCO’s
  • Home Services
    • Utilities
    • Construction and Repair
    • Cleaning Services
  • Transportation
    • Freight and Trucking
    • Ride Hailing and Taxis
    • Pilots
  • Senior Care
    • Home Health
    • Nursing Homes
    • Assisted Living
  • Volunteers
    • Churches
    • Scouting Groups
    • School Volunteers
  • Gig Economy
    • Staffing
  • Child Care
    • Schools
    • Daycare
  • Finance
    • Banks
    • Accounting Organizations
  • Retail
    • Cashiers
  • Delivery Persons

For more information about Overwatch Continuous Criminal Monitoring, call 800-579-2911.

Why Choose Alliance Risk Group for your Background Investigations?

The Alliance Risk Group Background Investigation team are FCRA compliance experts. We inspire confidence by providing actionable intelligence, detailed timely communication and on-time performance. Alliance Risk Group is a SHRM Recertification Provider recognized to offer Professional Development Credits (PDCs) for the SHRM-CP® or SHRM-SCP®. Mario Pecoraro is a thought-leader, author of two books and has published many articles and blogs. He is an industry expert who has been featured in national print and broadcast media. Learn more here: https://allianceriskgroup.com/about-2/thought-leadership/

Driver's License Verification

The driver’s license history search is conducted by running the applicant’s driver’s license number through the DMV database. This search will verify the status of an applicant’s driver’s license as valid, suspended, or other. It will also populate a list of any traffic infractions by the applicant, such as DWI’s, speeding, accidents, failures to appear in court, etc. Should any adverse findings be discovered, the report will be flagged, so the client will be alerted.

For more information about Driver’s License Verification, call 800-579-2911.

Why Choose Alliance Risk Group for your Background Investigations?

The Alliance Risk Group Background Investigation team are FCRA compliance experts. We inspire confidence by providing actionable intelligence, detailed timely communication and on-time performance. Alliance Risk Group is a SHRM Recertification Provider recognized to offer Professional Development Credits (PDCs) for the SHRM-CP® or SHRM-SCP®. Mario Pecoraro is a thought-leader, author of two books and has published many articles and blogs. He is an industry expert who has been featured in national print and broadcast media. Learn more here: https://allianceriskgroup.com/about-2/thought-leadership/

E-Verify Search

E-Verify is used to verify an applicant’s legal eligibility to work in the United States, as either a U.S. citizen or a foreign citizen with necessary authorization. This verification requires a signed I-9 (Employment Eligibility Verification Form) from the new hire. This form is then submitted to the Social Security Administration and U.S. Citizenship and Immigration Services (USCIS) to determine whether the information matches government records and whether the new hire is authorized. We are required to conduct the E-Verify searches within 3+/- business days from the employees start date. This verification process may only be conducted once an applicant is hired. A dispute process is built into the verification system.

For more information about E-Verify Search, call 800-579-2911.

Why Choose Alliance Risk Group for your Background Investigations?

The Alliance Risk Group Background Investigation team are FCRA compliance experts. We inspire confidence by providing actionable intelligence, detailed timely communication and on-time performance. Alliance Risk Group is a SHRM Recertification Provider recognized to offer Professional Development Credits (PDCs) for the SHRM-CP® or SHRM-SCP®. Mario Pecoraro is a thought-leader, author of two books and has published many articles and blogs. He is an industry expert who has been featured in national print and broadcast media. Learn more here: https://allianceriskgroup.com/about-2/thought-leadership/

Bankruptcy/Liens/Judgment Search

The Bankruptcy, Liens and Judgments Search is a great alternative to credit reports. Use this search when applicable to position(s). Benefits of the Bankruptcy, Liens and Judgment Search:

  • Comprehensive, non-discriminatory
  • Clear/Black and White
  • Identifies major red flags that would be issues in a hiring decision
  • Similar information as a credit report, but non-discriminatory and non-invasive

Be aware that there are guidelines and restrictions with regard to reporting on adverse findings as they relate to specific background investigations. To learn more about the time frames and what is reportable, please contact one of our FCRA certified experts or download our blog regarding State FCRA Laws and Best Practices!

https://www.allianceriskgroup.com/fcra-guidelines-and-reporting-procedure/

For more information about the Bankruptcy/Liens/Judgments Search, call 800-579-2911.

Why Choose Alliance Risk Group for your Background Investigations?

The Alliance Risk Group Background Investigation team are FCRA compliance experts. We inspire confidence by providing actionable intelligence, detailed timely communication and on-time performance. Alliance Risk Group is a SHRM Recertification Provider recognized to offer Professional Development Credits (PDCs) for the SHRM-CP® or SHRM-SCP®. Mario Pecoraro is a thought-leader, author of two books and has published many articles and blogs. He is an industry expert who has been featured in national print and broadcast media. Learn more here: https://allianceriskgroup.com/about-2/thought-leadership/

Civil Searches (Federal and County)

Lawsuits can have a significant impact on individuals and businesses. Learning whether your candidate has been involved in lawsuits can be insightful. If you have a litigious applicant, it could be indicative of other potential issues! Knowing your applicant’s litigation history and involvement (as plaintiff or defendant) in active or prior lawsuits can be a factor in mitigating risk for your company. Civil searches can also uncover litigation involving harassment, wrongful termination, contract violations or money related matters. While criminal lawsuits are filed by the Federal, State, or local prosecutor, civil suits are filed by the wronged party, impose financial penalties instead of incarceration and can hold a person responsible in the civil case even if they were found “not guilty” in a criminal case.

According to the Fair Credit Reporting Act, (FCRA),  a law protecting consumer rights in credit reporting, there are requirements related to information contained in consumer reports or background investigations. For example, bankruptcy information older than 10 years cannot be reported. Also, civil suits, civil judgments, and records of arrest that are older than 7 years cannot be reported.

Countywide Civil Search

A countywide civil search researches a specific county for liens, judgments, tax liens, debt collection, and civil cases that may be listed in the applicant records. This search is conducted by exact name only. When a possible record is found, a series of steps are taken to match possible identifiers to your applicant, including middle initials, address and more. Civil Searches do not contain personal identifiers such as date(s) of birth or social security numbers. Civil records are generally divided between the upper and the lower courts based on the monetary amount of the claim. Alliance will always search both the upper and lower courts for our clients. Civil records contain records of lawsuits, small claims, and judgments, and other money related matters.

Federal Civil Search

The Federal Civil Records Search is a District level search for civil cases filed in United States District, Bankruptcy, and Appellate Courts. Report results include bankruptcy filings, interstate commerce, comprehensive docket summary information, including returns file date, parties involved, cause of action and case status when cases are uncovered. A few Federal District courts impose access fees.

County and Federal Civil Searches

County and Federal Civil Searches are important to conduct for certain sensitive positions including those that require state and/or federal licensing and positions in the banking, finance, and insurance industries. While these applicants may not need a license, they still have access to confidential information, or secure consumer records. County and Federal Civil Searches are appropriate and helpful for management level background investigations in all industries.  Certain government positions requiring government clearance should also conduct County and Federal level civil searches.

For more information about Federal and County Civil Searches, call 800-579-2911.

Why Choose Alliance Risk Group for your Background Investigations?

The Alliance Risk Group Background Investigation team are FCRA compliance experts. We inspire confidence by providing actionable intelligence, detailed timely communication and on-time performance. Alliance Risk Group is a SHRM Recertification Provider recognized to offer Professional Development Credits (PDCs) for the SHRM-CP® or SHRM-SCP®. Mario Pecoraro is a thought-leader, author of two books and has published many articles and blogs. He is an industry expert who has been featured in national print and broadcast media. Learn more here: https://allianceriskgroup.com/about-2/thought-leadership/

Professional Reference Verification

Reference verifications are conducted by contacting individuals, provided by the applicant or client, with whom they have worked in a professional capacity or know personally. Examples include, but are not limited to, supervisors, colleagues, and clients. Upon contacting each professional reference, a series of questions are asked relating to the applicants’ skills and abilities in a work environment. Five attempts will be made to speak with each reference via telephone and/or email. We have a set of 25 questions that we ask the personal or professional references. If preferred, our clients can provide their own set of questions.

Employment Verification

Employment verifications are conducted by contacting the applicants’ current and previous employers. Typically, we will verify applicants’ previous employment over the past 7 to 10 years. The information we obtain includes, but is not limited to position held, hire and termination date, wage/salary, type/status, and reason for leaving. This information is verified through the Human Resources department in which employee records are kept. Per company policy, many entities are only able to verify the position held and start and end date for employees. However, the effort to obtain all information will always be made. Our efforts include 5 attempts to contact the employers. Should we find a discrepancy in the information provided by the applicant and the information provided by the employer, the report will be flagged, and the responsibility will fall on the applicant should he/she wish to dispute such discrepancy. We also flag an employment verification if we were unable to compete the verification for whatever reason.

Education Verification

Education verifications are conducted by contacting the applicants’ educational institutions in which they received their highest degree. Current enrollment may also be verified for internships, applicants who are minors, and per client request. The information we obtain includes, but may not be limited to, graduation date, degree received, major(s), GPA, and honors claimed. This information is obtained through the registrar’s office or guidance office, depending on the type of institution. General Education Diplomas may also be verified. Five attempts at verification will be made. Should we find a discrepancy in the information provided by the applicant and the information provided by the educational facility, the report will be flagged, and the responsibility will fall on the applicant should he/she wish to dispute such discrepancy.

For more information about Education Verification, call 800-579-2911.

Why Choose Alliance Risk Group for your Background Investigations?

The Alliance Risk Group Background Investigation team are FCRA compliance experts. We inspire confidence by providing actionable intelligence, detailed timely communication and on-time performance. Alliance Risk Group is a SHRM Recertification Provider recognized to offer Professional Development Credits (PDCs) for the SHRM-CP® or SHRM-SCP®. Mario Pecoraro is a thought-leader, author of two books and has published many articles and blogs. He is an industry expert who has been featured in national print and broadcast media. Learn more here: https://allianceriskgroup.com/about-2/thought-leadership/

Credit Report

Credit Report – Depending on the role and responsibility of the employee

The legal use of credit reports during background investigations depends upon many factors including the role and responsibility of the employee. Conducting a credit report is illegal in many states for pre-employment purposes unless you have a permissible purpose based on the applicant position.

  • Employment Credit Reports provide insight into an applicant’s credit history and identifies trade accounts, credit limits, balances and payment history.
  • Illegal to use as a means to make an employment decision in CA, CO, CT, IL, MD, VT, WA, DE, HI, NV, OR.
  • Some cities have also passed laws – including Chicago, NYC and additional legislation pending in several other states.

FACTS:

  • Discriminatory and Subjective.
  • Per SHRM, 47 percent of employers conduct credit on some or all applicants.
  • Pending Senate Bill proposed to prohibit employers from asking applicants to disclose credit history.
Professional License Verification

This search is conducted to verify vital information regarding licensed professionals who offer services, including the licensee’s name, profession, license number, location, date of original license, registration status, and any disciplinary action taken on such license.

For more information about Professional License Verification, call 800-579-2911.

Why Choose Alliance Risk Group for your Background Investigations?

The Alliance Risk Group Background Investigation team are FCRA compliance experts. We inspire confidence by providing actionable intelligence, detailed timely communication and on-time performance. Alliance Risk Group is a SHRM Recertification Provider recognized to offer Professional Development Credits (PDCs) for the SHRM-CP® or SHRM-SCP®. Mario Pecoraro is a thought-leader, author of two books and has published many articles and blogs. He is an industry expert who has been featured in national print and broadcast media. Learn more here: https://allianceriskgroup.com/about-2/thought-leadership/

Income Tax Return and Employer Verification (ITRV)

The Internal Revenue Service (IRS) administers an income and employer verification solution called Form 4506-C (Sept. 2020) IVES Request for Transcript of Tax Return. This search provides direct access to the official IRS database which mitigates fraud by matching the applicant or business name, SSN, ITIN or EIN and Address. It also prevents misrepresentation of employment by revealing employers omitted by the applicant and unequivocally confirms income. This is an excellent employer verification for up to 10 years.

For more information about Income Tax Return and Employer Verification (ITRV), call 800-579-2911.

Why Choose Alliance Risk Group for your Background Investigations?

The Alliance Risk Group Background Investigation team are FCRA compliance experts. We inspire confidence by providing actionable intelligence, detailed timely communication and on-time performance. Alliance Risk Group is a SHRM Recertification Provider recognized to offer Professional Development Credits (PDCs) for the SHRM-CP® or SHRM-SCP®. Mario Pecoraro is a thought-leader, author of two books and has published many articles and blogs. He is an industry expert who has been featured in national print and broadcast media. Learn more here: https://allianceriskgroup.com/about-2/thought-leadership/

Social Media Checks - FCRA Compliant

A social media check searches the most common social networking sites for the applicant’s name and/or email address. Social media background investigations should be used prior to hiring an applicant and throughout the course of employment. What better way to secure an independent depiction of applicants as it relates to violence, racism, illegal activity and sexually explicit behavior.  A social media check can, when properly conducted, protect your reputation, culture, workplace and provide you with key insights as to a potential employee’s behaviors and beliefs before they begin working. With a combination of software automation and experienced investigators that are social media analysts, we can identify a candidate’s potentially problematic online activity and provide you with a report that is comprehensive, compliant with the Fair Credit Reporting Act (FCRA) that can be properly used in your hiring decisions.  Our social media reports always redact protected class information.

Social Media Hiring Reports

Why is a social media hiring report important? A social media hiring report can protect and manage your company’s reputation and mitigate risk by enhancing workplace safety and your company’s information security.  Many firms attempt to improperly search candidates on google or social media. This type of internal search can result in significant exposure, potential liability and an investigation that is not compliant with the Fair Credit Reporting Act.

Statistics show that social media checks as part of the background investigation process are becoming a more common approach in the business environment. For example, 70% of employers use social media to screen candidates, 51% of employers use social media sites to research current employees, and 34% of employers have found content online that caused them to reprimand or fire an employee.

Problematic Behavior Revealed

A social media hiring report can reveal posts exhibiting racism and/or demonstrations of intolerance, potentially violent behavior, unlawful activity, and sexually explicit material.

Sample Reports

To view a sample report of Samuel Doe whose online content flagged instances of racism and/or demonstrations of intolerance, click HERE.

To view a sample report of Nicole Doe whose online content flagged instances of racism and/or demonstrations of intolerance; and potentially unlawful activity, click HERE.

To view a sample report of Damon Doe whose online content flagged instances of racism and/or demonstrations of intolerance; potentially unlawful activity; and sexually explicit material, click HERE.

Summary

Although you may think you know who works for you or are confident about your job candidate, there have been numerous instances of workplace violence that could have been thwarted had someone bothered to look at the threats and weapons they posted to their social media account. Ongoing social media investigations can mitigate risk and reduce the likelihood of costly post-incident litigation.

To a lesser extreme, even posts exhibiting racial discrimination, hate speech, sexually explicit material, illegal activity, or disparaging remarks about the employer should not be tolerated. It is the employers’ job to keep employees safe from extremist views that could be offensive or even dangerous.  Not only do social media investigations protect employees, but it can also help protect the employer from EEOC discrimination claims based on protected status including retaliation, race (including harassment) sex (including pregnancy-related discrimination and sexual harassment), disability, age, national origin, religion, and color.

How to conduct social media investigations legally?

Only launch social media investigations after proper consent forms are obtained and personally identifiable information is established. Proprietary software is used to find user-generated information posted on accounts and profiles. Human analysts confirm accuracy of identity and review for red flag behavior. Any federal or state protected class information is redacted in compliance with HR laws. The reports can only be used for permissible employment purposes as defined by the FCRA and notices that comply with the FCRA and state law must be provided to the employee or applicant if adverse action will be taken.

For more information about FCRA-Compliant Social Media Checks, call 800-579-2911.

Why Choose Alliance Risk Group for your Background Investigations?

The Alliance Risk Group Background Investigation team are FCRA compliance experts. We inspire confidence by providing actionable intelligence, detailed timely communication and on-time performance. Alliance Risk Group is a SHRM Recertification Provider recognized to offer Professional Development Credits (PDCs) for the SHRM-CP® or SHRM-SCP®. Mario Pecoraro is a thought-leader, author of two books and has published many articles and blogs. He is an industry expert who has been featured in national print and broadcast media. Learn more here: https://allianceriskgroup.com/about-2/thought-leadership/

CBSV Search

Consent Based SSN Verification (CBSV) is the superlative methodology to validate Personally Identifiable Information (PII). CBSV matches the applicant Name, Date of Birth, and Social Security Number (SSN) against the official SSA Master File and Death Index. Each CBSV request is returned with an instantaneous “Successful”, “Unsuccessful”, or “Deceased” result. The SSA plans to launch Electronic CBSV (eCBSV) which allows E-Signature and it is now available for financial end-user clients. Click here to access Form SSA-89 (12-2020) Authorization for SSA to Release SSN Verification.

For more information about Consent Based SSN Verification, call 800-579-2911.

Why Choose Alliance Risk Group for your Background Investigations?

The Alliance Risk Group Background Investigation team are FCRA compliance experts. We inspire confidence by providing actionable intelligence, detailed timely communication and on-time performance. Alliance Risk Group is a SHRM Recertification Provider recognized to offer Professional Development Credits (PDCs) for the SHRM-CP® or SHRM-SCP®. Mario Pecoraro is a thought-leader, author of two books and has published many articles and blogs. He is an industry expert who has been featured in national print and broadcast media. Learn more here: https://allianceriskgroup.com/about-2/thought-leadership/

You can schedule a webinar with one of our experienced staff members to review the different searches available, review clients/subcontractors requirements for background investigations, demo our secure website, review the background investigation process, and review sample reports. We can answer any questions you may have.

CEO Mario Pecoraro recently published “Avoiding Costly Hiring Mistakes” available on Amazon.  You can download the introduction here!

Name